--- title: European payment methods for Connect platforms slug: european-payment-methods-for-connect-platforms published_at: 2020-11-19 16:00:10 +0000 updated_at: 2023-01-30 22:51:40 +0000 summary: description: In this edition CJ Avilla and Clinton Blackburn cover how to build a global e-commerce platform that enables sellers around the world to accept payments from European customers (~20% of online commerce) using their preferred payment methods. This Ruby on Rails based demo shows a Stripe Connect and Stripe Checkout integration and the new capabilities APIs. ### Presenters Clinton Blackburn, Software Engineer at Stripe https://twitter.com/ccb621 CJ Avilla, Developer Advocate at Stripe - https://twitter.com/cjav_dev ### Table of contents 00:05 - Introduction 01:02 - Overview of payment methods 03:39 - Rails setup 05:39 - Scaffolding for store and order models 08:52 - Onboarding stores (Connect accounts) 17:26 - Redirect to Checkout from the storefront 27:20 - Add payment method types 32:40 - Display supported payment method types 40:00 - Configurable payment method types ### Support If you have a question, please feel free to reach out to our support team on Discord at https://stripe.com/go/developer-chat. ### Updates Sign up to stay updated with developer news: https://go.stripe.global/dev-digest ### Feedback If you have any feedback about this or other episodes, let us know: https://forms.gle/VjNqzRhotM2snYo88. #Stripe #Checkout #Connect #Stripe #Payments tags: [stripe, payments, Stripe Checkout, Stripe Connect, Payment Methods, @cjav_dev, @ccb621] views: 3506 author: CJ Avilla url: https://www.cjav.dev/videos/european-payment-methods-for-connect-platforms youtube_url: https://www.youtube.com/watch?v=ECYrkpsv1OU youtube_id: ECYrkpsv1OU embed_url: https://www.youtube.com/embed/ECYrkpsv1OU thumbnail_url: https://i.ytimg.com/vi/ECYrkpsv1OU/hqdefault.jpg type: video --- # European payment methods for Connect platforms *Published: November 19, 2020* *Views: 3506* ## Watch [Watch on YouTube](https://www.youtube.com/watch?v=ECYrkpsv1OU) [![European payment methods for Connect platforms](https://i.ytimg.com/vi/ECYrkpsv1OU/hqdefault.jpg)](https://www.youtube.com/watch?v=ECYrkpsv1OU) ## Description In this edition CJ Avilla and Clinton Blackburn cover how to build a global e-commerce platform that enables sellers around the world to accept payments from European customers (~20% of online commerce) using their preferred payment methods. This Ruby on Rails based demo shows a Stripe Connect and Stripe Checkout integration and the new capabilities APIs. ### Presenters Clinton Blackburn, Software Engineer at Stripe https://twitter.com/ccb621 CJ Avilla, Developer Advocate at Stripe - https://twitter.com/cjav_dev ### Table of contents 00:05 - Introduction 01:02 - Overview of payment methods 03:39 - Rails setup 05:39 - Scaffolding for store and order models 08:52 - Onboarding stores (Connect accounts) 17:26 - Redirect to Checkout from the storefront 27:20 - Add payment method types 32:40 - Display supported payment method types 40:00 - Configurable payment method types ### Support If you have a question, please feel free to reach out to our support team on Discord at https://stripe.com/go/developer-chat. ### Updates Sign up to stay updated with developer news: https://go.stripe.global/dev-digest ### Feedback If you have any feedback about this or other episodes, let us know: https://forms.gle/VjNqzRhotM2snYo88. #Stripe #Checkout #Connect #Stripe #Payments ## Transcript [Music] merchants around the world are increasingly relying on platforms to help them accelerate their global growth especially in regions like europe where payment preferences can vary supporting local payment methods is an important part of how platforms can help merchants reach more customers and can increase conversion so through the combination of payment methods stripe connect and stripe checkout platforms can easily add support for european payment methods with no work required by their merchants welcome back to stripe developer office hours i'm cj avila and with me today is clinton blackburn a software engineer on the payment methods team today we're going to show you how to build an ecommerce platform that supports european payment methods you're welcome to ask any questions at any point in the chat or follow us on twitter at stripe dev for updates and announcements to kick it off i'll pass it over to clinton to tell us more about what the payment methods team has been working on thanks cj and hi everyone my name is clinton and i'm an engineer on the payment methods team at stripe we consider payment methods to be all the ways that customers around the world prefer to pay this might be digital wallets such as apple pay or google pay or bank debits such as ach in the us or separate debit in europe payment methods matter because customers may abandon checkout if they don't see their preferred payment option european customers have a lot of buying power and account for 20 of global online commerce nearly half of stripe users are already selling to european customers however only a fraction are offering popular local payment methods we've seen that when businesses start adopting european payment methods they can increase conversion and increase sales while decreasing transaction cost more importantly they reach net new users now if you're operating a global platform this matters even more by offering european payment methods you can not only help existing sellers reach new customers increase conversion sales you can also reach net new merchants who are attempting to sell to domestic users in europe the combination of stripe connect and stripe checkout makes this simple you don't need any new business formations no new bank accounts you don't even need to activate the new payment methods it's all done for you now i'm back to cj who can show you how to set this up thanks clinton it's uh it's exciting that you can now build a platform on top of stripe and easily unlock local payment methods for customers in europe so a couple weeks ago we published a demo of roastery where we built a sas platform for selling coffee you can check it out if you go over to roastery.stripe.dev today we'll be building an mvp version of this example to show you how to add european payment methods to your platform so if you'd like to follow along the code for this demo and other episodes are available in the developer office hours repository in the stripe samples org on github we'll also put a link to the repo in the description of the video so today we're going to use ruby on rails and quickly scaffold an application with a few basic models and controllers and a stripe connect integration and a stripe checkout integration we'll allow stores to sign up and sell to their customers each store will be associated with a stripe account connected to the platform that is going to be like sort of our stripe account and we'll also create the concept of an order so that customers can check out and purchase from a given store so all right let's let's go ahead and get started by bootstrapping the application here i'm going to call it platform pm demo we're going to use postgresql as our database today we're not going to use turbo link spring or listen um [Music] all right okay so i'm going to cd into the directory for this new platform payments demo and what i want to do first is just create a commit so that we have a clean save point okay the next thing i want to do is edit the gem file to add some dependencies that are helpful for development pry rails and the gem annotate for annotating models i'm also going to add the stripe rubygem and run bundle install to pull down those dependencies next we're going to set our api keys which we can do by saying editor is vi rails credentials colon edit you don't necessarily have to use pim or vi but this is what i use secret key is going to be sk2 public key i have these stored in snippets so that i can write write them quickly in demos but you should definitely just store them in a very secret secure place webhook secret is that okay so we've got our credentials set up let's go add an initializer for stripe where we set the api key stripe.api key is equal to rails.application.credentials this is just accessing the key that we just set so we've got our stripe api key set and we have installed our dependencies i'm going to make another save point here install dependencies okay now what we want to do is start to model the business so we want to create some data models the first for a store and the second for an order the next step is to scaffold the data models and controllers we're going to use in today's demo so initially we just want to start with stores and orders and sort of build up from there a store contains the preferences for the connect store you can sort of think of this as the merchant or vendor that your platform is serving this is a user of your platform who is selling to some end customer in the context of ride sharing the store represents a driver in the context of an e-commerce platform the store would represent like a shop or maybe wait for it a store so for the context of today's demo each store can only sell one thing and one thing only and that costs 99 euro and as the platform we're going to take a one-time fee of 99 cents for each transaction so let's scaffold out the store objects and to start we're just going to give it a name and a stripe account id so we can say here we can say rails g scaffold store and give it a name country and stripe account id and that should be good for now we're also going to add an index to enforce the uniqueness of this stripe account so create stores so i'm going to open up the migration that's creating the store i'm going to add an index here for stores for stripe account id unique true just because we don't want to accidentally have two stores which are referring to the same stripe account next we'll create orders which represent the intent to pay for some goods every time a customer initiates a purchase we'll create an order to track the status of a checkout session and its relation to a store in our database so an order has a stripe checkout session id and a status it also refers to the store so let's uh let's scaffold that so we're gonna say rails g scaffold order stripe checkout session id store status okay so that should set us up as expected i'm going to now rake db drop db create dp migrate so that we can migrate our database and then after this is done we want to annotate our models so this is what that annotate gem does we can say bundle bundle exec annotate dash models this will add comments to the top of our models with which database fields are available on that model all right let's fire up the server and see what we've got going so rails s i'm going to browse to localhost 3000. yay you're on rails if i go to slash stores i should see the index of all the stores and we do cool so we've got the scaffolding is pretty amazing with rails it will create the database model views controllers etc to set this all up there's a couple things about the creating a store that we don't necessarily want right because we're not going to type in the stripe account id here instead we want the stripe account to be tied to a brand new stripe account that we're going to create and then onboard so we need to update our store onboarding experience so let's do that next and we'll remove this field and then we'll talk about how you might onboard a brand new store so i'm going to come back over here and open up the the directory structure here just to show you what this kind of looks like so under app we have views and we have views for orders and stores we also have layouts in application html before we go too far i want to install stripe.js so that it's included on every single page this is a recommendation that if you're ever going to be using stripe.js you should just install it on all pages and with rails we can do that in the application html erb all right so then within the stores we get we have a number of different views that are available here one that's prefixed with underscore this is a partial called form and in this partial is where the fields are defined so the one that we want to remove from the form is the stripe account id field so i can remove that and then if we refresh our page here you'll notice that the stripe account is gone that's good then so what we're going to do is enter some name for our roastery and then a country for where our business is set up and then we'll click click create store which should uh create a stripe account and redirect us to stripe to do the onboarding process so we'll do that next when we submit this form um this form is sending a post request to the stores controller or it's being handled by the stores controllers create method this is where we're receiving that post request so we're going to initialize a new instance of store and then down here we save it so before we get too far in rails you can it uses strong parameters to define what incoming params are available to just set when you're creating a new instance of something so the very first thing or we have a couple things we need to do here create stripe account uh we need to create the uh stripe account link and then we need to redirect so the very first thing we want to do is create a stripe account like so stripe account.create and a stripe account supports several different arguments the minimum that we need to pass is the type here standard but there's a few other things that we can pass and we'll go through and fill some of those out now okay in addition to the type we also know the country because that was passed from the front end to the back end it's just like the two-digit country so we're going to say at store.country we also know that the name of the store is going to be passed in so we can update the business profile and pass in a name which is at store.name and then finally just for fun we can go into settings and i believe it's branding primary color and we can just uh rant create some randomly generated color here secure random.hex three just for fun so that the stripe account has a brand color a primary brand color okay the next thing we need to do so this was create stripe account the next thing we need to do is update at store.stripe account id is equal to stripe account dot id so this create call here is going to make an api request to stripe to create a brand new stripe account and it'll use these settings the response that's returned will be some json that's deserialized into an instance of this stripe account object which will have an id so this will be like acct underscore something and this account will be connected to our account after we complete the onboarding process so the way that we can handle onboarding is by creating an account link so i can say account link is equal to stripe account link dot create and this has four arguments account and this is going to be stripe account dot id it takes in the type which is account onboarding it also has a refresh url this is going to be stores url and a return url stores url that should just bring us back to where we are now okay and then we need to then we need to redirect so rails controllers have this concept of being able to respond to different formats depending on the format of the request that came in you can do different things so here this is saying if we successfully save the the database model called store in the database then redirect to that store if the request was from html or render that stores json if the request was from javascript so in this case what we actually want to do is if it was created with html we will redirect to account link dot url if it was created with json let's just render back json of the account link with the assumption that if we have some mobile application or if we have multiple clients that are talking to our rails backend they would likely if they're sending a json request to create this this new store they would expect a json response and then they could use that whatever that data is in the json response to actually handle the redirect but today we're really just going to be using this html format in the demo all right so let's let's give it a whirl and see if this works um so here we have our name we're gonna say just like test roastery um demo and the country we'll say is canada and when we click create store we expect that a new account is being created and we're being redirected to stripe and here we are we see we see stripe here so i'm gonna sign up with jenny rosen.ca at example.com we'll say next create a password okay super secret for our demo account we need to enter a mobile number uh i'm going to blur this out so you cannot see because this is going to be a real phone number all right time to do the phone dance okay here's your backup your emergency backup code i want to go through the full onboarding process so that you can so that you know what some of the test strings are so if you say uh address full match here and then the city toronto and this is in ontario let's say m5g1 x8 okay we told we told stripe onboarding about our business jenny rosen jenny.rosen.ca example.com is our email address so for the birthday we want to use 0101 1901 that is a these are some like test numbers that will allow you to sort of like pass the verification step so our social insurance number we're just passing in all zeros our industry let's say that we're going to be selling coffee grounds and we'll call it roastery dot and this is like we sell coffee all right we're going to just use the test bank account for payouts when when a end customer makes a purchase that's where we're going to send the payout and then we'll just call our description this our support phone number is 800.8675.309 okay and this is the verification summary and we're done okay so now we have a store that we've created that has this account id the next step here is to build a storefront where we can go through the checkout process and pay to buy some item from test grocery demo so if we go to the show page for now we just see the name test registry demo we see what country it's from we see the stripe account you can sort of pretend that this is the e-commerce page where you might see all the different items that you can purchase we're just going to add a simple button that allows us to check out and to pay so in order to do that we want to update our stores page or the store's show view to add a new button here and when the button is clicked we'll redirect to checkout so we'll create a checkout session at redirect to check out so let's go do that now so on the store show page so this is in this stores show.html we are now going to add a new section here called checkout and this is going to have just a button and the button's just going to say pay and when this button is clicked we're going to send a post request to orders.json so we want to send a post request to create a brand new order and the data that we need to pass when creating the order is the following so we want to pass any data that we're passing for the order here we want to nest it under order this is just kind of like a rails preference in a convention and so the the only thing that we're going to pass for now is just the store id and that's available as at store.id because we're on the show page of the store you may imagine that if you had more complex orders this might be the product id this might be include a currency it'd include it could include other preferences for the checkout session that we're about to create so the order for now just knows because we're sticking with a 99 euro purchase we don't need to pass any information about the purchase to the backend so we can only pass that we only have to pass the store but in practice you might want to pass more than that additionally rails is going to do some csrf checking on the back end as long as we include this authenticity token which is available in the view with this helper form authenticity token and that will protect us from csrf attacks okay so we are going to make a post request to the orders controller and then when this resolves we're going to get an order object and so this order object we want to use this to redirect to checkout so we can call stripe.redirect to checkout and we're going to pass in we're going to pass in the session id which is going to be order dot checkout session id i think we might have called it stripe let's look order yeah stripe checkout session id that'll be set to the id of the new checkout session that we create the other thing we need to do is initialize a new instance of stripe so we want to the first argument is a string value for our public key and this is what you'll see most commonly is you just you if you're building not a platform but your own e-commerce site you would initialize an instance of stripe just like this you would only pass one argument and that's the public key when you're building a platform and working with stripe.js we need to specify the account id for the connected account that we need that we're planning to work with so here we need a second argument which is just another json object where we specify stripe account and this is going to be equal to at store.stripe account id and what this does is it associates the actions that we're taking with objects that are created on that stripe account so when we try to redirect a checkout here the checkout session id that we create we're going to create that checkout session on the connected account so we need to specify the connected account here also um and yeah let's go let's go do that next so right now this won't work because our orders create method in the orders controller is not yet actually creating a checkout session so this is the this is the next step so we're going to go back to the server here we're in the orders controller in the create method which is receiving post requests to create new orders and we need to create a checkout session so session is equal to i think i have a snippet here okay so we're creating a new instance of a checkout session with the mode payment that's for one-time payments there's two other modes you can pass subscription or setup subscription will create a brand new stripe subscription and start collecting recurring payments setup mode allows you to collect just the payment method but not actually charge anything we specify the payment method types initially we'll just start with card and then we need to pass a set of line items and a success and cancel url so in the case that we are um that we've successfully checked out let's go to the store url for at order dot store and let's do the same thing for cancel in terms of line items we can pass one or many line items and a line item can either have a price object which is like price underscore some random string and you can create these prices and products and model this all in your dashboard so you can have clean reporting and tracking of the price objects today for simplicity i'm actually going to create a price object in the dashboard i'm going to use price data to create prices on the fly so we're going to create we're going to pass a sub hash here for the price data where we specify product data which again is an object and the name so we'll call it roastery and that's all we're going to pass for product data we also need to pass a unit amount so this thing that they're purchasing costs 99 euros and the currency is euro and um okay so so this is how we typically create a checkout session object we are passing the minimum number of fields that we need to configure this checkout session this is going to send a post request to stripe to create a checkout session the json is going to be returned deserialized into an instance of stripe checkout session and then we can set at order dot stripe checkout session id is equal to session.id but before we go too far i wanted to point out that when again when we're working with connect and we're working with a connect platform in addition to this first argument which is uh here right in addition to this first argument we need to pass a second argument where we specify which stripe account this checkout session belongs to so we just pass here stripe underscore account and have this be at order dot store dot stripe account id so the combination of passing the stripe account here and passing the stripe account here on the client right so we have two places where we're passing it as part of the request parameters when we're creating the checkout session on the server and then again as part of initializing stripe.js on the client so it's the combination of your secret key on the server and the stripe account which authorizes you to make objects on the connected account and then on the on the client it is your public your public or publishable key in concert with this stripe account id that allows you to work with these objects on the front end okay so if that fails and we have some error let's just render json of that error back to the client otherwise if this was successful if we successfully created this checkout session let's just keep doing the default and since we're using json we should render back the properties of that order so let's refresh the page here you'll notice that some stuff changes i'm going to open up the terminal or the the dev console down here and add some break points so let's break on line 40 to know that we're actually getting into this click event we'll break on 55 to know that our request to our server is successfully responding and then we should be able to tell kind of if things are going to work from there all right looks like we're getting into the the click handler as expected and we we correctly got into the successful resolution of this promise and we can see that the stripe checkout session id does indeed have a string value for the checkout session that's great so let's hit play and we should be redirected to checkout awesome so what a beautiful color this was uh from securerandom.hex it created this kind of uh deep greenish blue i love that that's really cool so right now you'll notice that we can pay with google pay or we can pay with card but we don't really see any other options for payment methods but we have successfully set up a a checkout integration plus connect integration so we have some simple onboarding and a simple way to collect payments but let's make this more interesting by adding support for more payment method types so i'm just going to click on back here so we go back to this page and then in on the server where we specify this list of payment method types right now we're just passing card but i could also pass eps and ideal all right let's save that and refresh this page click pay and we'll see how that changed checkout you'll notice here that now we see eps and ideal as payment options payment method type options we can click on those and we're presented with different ways to pay so as a customer as a european customer paying a canadian roastery using a us platform i can now pay with these european payment methods that's pretty exciting and pretty powerful it turns out there's actually more than this we can we can also add shiro pay we can add p24 we can add sepa debit we can add zofort there's so many payment method types right that are available in europe that all we have to do is change this one line of code to add support for more payment method types so let's head back over here and click pay again and now you'll see that we have eps ideal we have p24 sepa direct debits zofor shiro pay these are all available because just be by adding those string values in that one input so it's it's very powerful so there's a couple other really cool things that i want to show so i'm going to open chrome settings languages and so by default the list of payment method types here is in the order that you specify in in this array so we're passing payment method types card eps ideal shiro pay and you see that eps shiro pay ideal these are all kind of like um in this order we can or checkout will dynamically decide which payment method types to show based on a couple of things so the the browser locale and the ip address so the location of the ip address will inform what to dynamically render here so if i go into settings and i add a new language let's say that i want uh to um um operate as if i'm in the netherlands where ideal is a very popular payment method so i've moved dutch to the top of my language list if i just refresh checkout here number one you'll see that it's localized in dutch but you'll also see that ideal is now more prominent it was moved to the second place so card is always going to be the first slot but it will dynamically render these the second third fourth based on the location so it thinks that because dutch is my primary language that ideal is very likely or more likely to be the payment method that i want to use let's see how it works uh if we change this to say german right so if i pick german and add that and then move that also to the top and then refresh the page over here you'll see that ideal in eps the order of these is going to change because when you speak german you are more likely to want to pay with eps or shiropay and you also see that it's again localized into german so very powerful stuff this is kind of unlocking how many european payment methods you can use as a platform as a connect platform previously the only way that you could use these payment methods was if you were in europe selling to european customers but now you can be a platform anywhere and have your merchants or your vendors or your stores or shops or drivers connect to you from countries outside of europe and allow them to sell to european customers so really powerful and exciting stuff okay i'm going to remove german here and we are back to normal all right so at this point we have a working integration we're able to pass a list of payment method types that we want to render onto the page we can pay and we're correctly going through this so actually let's let's go through one payment flow and just see how this would feel so we can kind of pick uh jenny rosen and we enter our email address and so if i wanted to pail with pay with ing through ideal i can just add my name and then i would be redirected to that bank redirect payment flow where i can then authorize this test payment and i will ultimately be redirected back to to the platform and i have successfully completed that payment if i wanted to i could open up my stripe dashboard by heading to dashboard.stripe.com and if i jump over to connected accounts and look at some test data and open up the canal the the connected account i've been working with this test rosary demo you'll see their total balance is 146 canadian dollars this is a remember that test roastery demo is in canada but we just sold to a customer um in europe and we can see that the payment the payments in the payments tab under activity that 99 euro has uh successfully been charged to this customer so that's really cool really exciting stuff and you'll you'll notice that over time you might receive some feature requests where you want to display which payment method types are supported for a given account so there's a brand new api or property that is underneath the account object when you retrieve it from the api called capabilities and the next thing that i want to do is show you how you can use the capabilities api to list which payment method types are available so we're going to add a method to the store object that will fetch the stripe account and then iterate over the capabilities and print those out and make them obvious on this storefront page so let's do that now so let's head over to our store object here i'm going to make a new method called stripe account where i'll memoize the api response from retrieving stripe account.retrieve stripe account id separately i'll say available or supported pm types and here we can say stripe account dot capabilities dot select capability no active we only want the active ones and then we can map this to the name of the capability okay so what is this actually doing let's take a look at the data by using rails console so i'm going to open up rails console here and then fetch the latest store so store is store.last store dot capabilities um or store dot stripe account dot capabilities okay so if i just say store.stripe account this returns the entire stripe account object so it's an instance of stripe colon call an account it has that stripe account id that's stored on this instance of the store and you'll see the capabilities property here tells us band contact payments is active card payments is active eps payments active shiro pay active so if i then say stripe account.capabilities this shows me this sort of hash right where it tells me which capabilities are active so it turns out that not all of these are related to payment method types some of them are related to whether or not you can take you can collect payments at all or can make payouts or transfer from a platform to a connected account so there's there's a number of different capabilities that are here and the ones that we care about for this demo are the payment method type capability so we have card eps zero pay ideal etc so what we want to do is say store dot available pm types what is it called supported pm types stored supported pm types and that returned a list of symbols here and not all of them necessarily again are are related to payment method types so we want to take these supported pm types or this list that's here and then create some mapping where we can figure out whether or not it is a payment method type and if it is what the id or what the string value should be when we pass it into um the checkout session create method so here what i want to do is just make a mapping between capability to pm type which is going to be this object where [Music] let's see i'm going to remove platform payments and then let's see okay so if the capability is in so let's actually yeah let's say the capability has to be active and it has to be capability to pm type key has key of the capability so it needs to be active and it needs to be available and then rather than just returning the capability we want to return capability to pm type of that capability so that we sort of like map it to its id whatever its id would be in practice so if i come over here and reload and we get our first store again and then i say store dot supported pm types i get back bang contact card eps shiro pay ideal p24 sepidevit and so fort that's great and we can now say that rather than passing in our orders controller rather than just passing all the payment method types we can say pass order dot store dot supported pm types so let's refresh our page and click pay and we are redirected so that's very cool um you'll see all the payment method types are that are available here so that's that's pretty powerful um we can also go back to our store page right store show and add a list of these payment method types that are supported so right here we can say supported payment method types and maybe we want to say at store.supportedpmtypes.each do t just so that we can see the list so we see the the list is band contact card eps euro pay ideal p24 step a debit so that's pretty powerful because you can display to the customer as they land on this storefront which payment method types are available for them to pay with so that's that's pretty awesome now we've sort of like made it so that you can dynamically render and show which payment method types are available based on what's correctly set up on the connected account but it's possible that as a connect platform you again receive a request a feature request from your customer that they want to be able to optionally disable certain payment method types maybe because they're receiving lots of chargebacks or they're seeing fraud or maybe the cost of a payment method type is higher than they would prefer so as the the your user to the platform the merchant the merchant would like to disable certain payment method types so let's add that feature next where we can show what are the supported payment method types and then what are the payment method types that this account has enabled so let's do that next so one way that we can do this is by creating a payment method type object so taking that hash that we have and extending it to being a real database object that would be one option another option is just to store the list of maybe preferred payment method types on the store object so let's make a migration here rails g migration add let's say enabled pm types to store and this will just be a list of payment method types that the store has explicitly said yes we want to enable these payment method types so we're going to say add column to stores enabled pm types and this is going to be a string and we can tell rails that it's an array okay so we've got some enabled payment method types here rake db migrate re-annotate the models now that our database has changed so the next thing we want to do is edit our store form so that it has a way for us to pick which payment method types we want to enable or disable so we're going to start again with a div of with class field and inside we want to say this is for payment method types and then we want to iterate over each of the payment method types that are possible and list them as check box options so we can say something like form dot collection check boxes for payment method types is or this is enabled pm types and we want to pass maybe the dictionary of possible options here and then maybe value or first and last so this this dictionary of the enabled payment method types should be similar to but not the same as the dictionary that we already have um so here we might say something like card points at card eps points at so let's uh let's actually create an instance variable called payment method types and we'll put that in the stores controller and define that based similarly on this stores controller and then when we're in the new or edit we want to [Music] have at payment method types be equal to something similar to this so it would be something like card ups shiropay ideal p24 sepa debit and zofort okay let's see if that is working as expected we also want to allow the payment method types to be passed in as a list so let's let's refresh the page let's go to edit so we click on edit ah there's no method there for so let's set this down in here okay refresh the page okay so we've got our payment method types here let's add a break after them just so that it lines up a little bit better okay so we've got our payment method types and we probably by default want to enable all of them but we can we can work on that later so let's say we update the store the store was updated successfully here's the supported payment method types let's also add a list on the store show to reflect the enabled payment method types actually let's just make a method on store called pm types which will say give us the supported pm types and let's do an intersection with the enabled pm types okay so this should be an ampersand to give us the sort of us the intersection here between these two two lists so now over here we should say payment method types and we're iterating over pm types that's good so that okay now we're only seeing shiro pay so if we edit all right so now if we edit our store we have all of the payment method types enabled we can go through and disable several and say update store and now we'll see only the supported payment method types show card and eps actually yeah so let's let's take a look if we click pay now we want to update our code so that we only pass card and eps so let's go back over to the orders controller and to where we're passing the payment method types here and let's say pm types and then we'll go back and refresh the page and click pay we should only see card and eps over here and we do card and eps that's great the customer could come back here again select ideal p24 and update the store they click pay now there should be four different payment method types that they can choose from so that's working as expected we've seen how easy it is to set up european payment methods and add those to your global ecommerce platform we've also seen how the new payment method rendering will dynamically choose which payment method to show based on the settings in your browser locale or based on your ip address we've also talked a lot about how you might set up a settings page allowing your merchants to select which payment method types they want to enable or disable we also took a look at the new capabilities api and how we can fetch those payment method types now i wanted to mention one final thing and that is that in practice you likely want to listen to several web hooks we didn't talk about web hooks at all today but one is you can listen for the new capability dot updated web hook event to know when um a payment method type has been activated or deactivated by listening to that event type the connect web hook event type next you might also want a web hook event to automate fulfillment of the purchase so when a checkout session completes you'll receive a checkout.session.compleated event to your connect web hook where you can then maybe fulfill the purchase start maybe sending the pa sending the uh the actual coffee to the the end customer or what have you so hopefully you're now fully equipped to run through and set up european payment methods i'd love to call clinton back on um thanks again clinton really appreciate you joining us uh for this office hours episode and for showing us how payment methods are working and what the payment methods team is doing to uh to add support for some new payment methods namely this new uh ability for merchants anywhere to accept payments from european customers with these localized payment methods so thanks so much we're continuously working on adding more payment methods and making them easier to integrate if you have any feedback for us please reach out using the email list in the description we'd love to hear from you thanks again so much for your time and attention we really really appreciate uh you tuning in today we hope this was useful if you're building a global ecommerce platform let us know in the comments below where uh what you're building and what you're working on what you're selling we'd love to we'd love to see the things that you've built on top of stripe connect and stripe checkout we're always happy to help if you want to reach out on irc we have engineers most business hours globally in the the free node network in the stripe channel we also have folks uh always standing by at support.stripe.com to answer any of your questions i'd be more than happy to connect on twitter if you want to reach out at cgi of dev alright until next time cheers --- [Back to all videos](https://www.cjav.dev/videos) --- ## Hey Agent, thanks for visiting! 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