--- title: Create cardholders and issue cards with Stripe Issuing slug: create-cardholders-and-issue-cards-with-stripe-issuing published_at: 2022-04-27 14:52:19 +0000 updated_at: 2023-01-30 22:52:21 +0000 summary: description: Stripe Issuing lets you to create, manage, and distribute virtual and physical cards programmatically. You can create set spending limits, control expenses, set allowed business type, designate virtual cards for one-time or multiple uses. In this episode, Stripe developer advocate CJ Avilla, demonstrates how easy it is to create a new cardholder and issue them a card. ### Presenter CJ Avilla - Developer Advocate at Stripe - https://twitter.com/cjav_dev ### Table of contents 00:00 Introduction 00:35 Install the code template with the Stripe for VSCode extension 01:00 Create a cardholder routes 02:51 Using the Stripe CLI to retrieve the cardholder information 03:04 Create the card form 04:10 Create a server endpoint to issue a card 06:29 Recap ### Resources Stripe Issuing: https://stripe.com/issuing Issuing documentation: https://stripe.com/docs/issuing Stripe for VS Code extension: https://stripe.com/docs/stripe-vscode Handling asynchronous payments with Stripe and VS Code: https://youtu.be/X9e7-LhZBYc Developer Office hours sample: https://github.com/stripe-archive/developer-office-hours Node.js Express Starter: https://youtu.be/rPR2aJ6XnAc Expand with stripe-node: https://youtu.be/3-erqAmS8Ak ### Support If you have a question, please feel free to reach out to our support team on Discord at https://stripe.com/go/developer-chat ### Updates Sign up to stay updated with developer news: https://go.stripe.global/dev-digest ### Feedback If you have any feedback about this or other episodes, let us know: https://forms.gle/VjNqzRhotM2snYo88 #Stripe #Payments tags: [stripe, payments, issuing, create cardholders, issue cards, create cardholders and issue cards with stripe issuing, send credit cards, Create credit cards, Create credit card with API, create credit card number, credit card creation, how to create a card with the Stripe API, @cjav_dev] views: 4279 author: CJ Avilla url: https://www.cjav.dev/videos/create-cardholders-and-issue-cards-with-stripe-issuing youtube_url: https://www.youtube.com/watch?v=V__ZkQRKqZI youtube_id: V__ZkQRKqZI embed_url: https://www.youtube.com/embed/V__ZkQRKqZI thumbnail_url: https://i.ytimg.com/vi/V__ZkQRKqZI/hqdefault.jpg type: video --- # Create cardholders and issue cards with Stripe Issuing *Published: April 27, 2022* *Views: 4279* ## Watch [Watch on YouTube](https://www.youtube.com/watch?v=V__ZkQRKqZI) [![Create cardholders and issue cards with Stripe Issuing](https://i.ytimg.com/vi/V__ZkQRKqZI/hqdefault.jpg)](https://www.youtube.com/watch?v=V__ZkQRKqZI) ## Description Stripe Issuing lets you to create, manage, and distribute virtual and physical cards programmatically. You can create set spending limits, control expenses, set allowed business type, designate virtual cards for one-time or multiple uses. In this episode, Stripe developer advocate CJ Avilla, demonstrates how easy it is to create a new cardholder and issue them a card. ### Presenter CJ Avilla - Developer Advocate at Stripe - https://twitter.com/cjav_dev ### Table of contents 00:00 Introduction 00:35 Install the code template with the Stripe for VSCode extension 01:00 Create a cardholder routes 02:51 Using the Stripe CLI to retrieve the cardholder information 03:04 Create the card form 04:10 Create a server endpoint to issue a card 06:29 Recap ### Resources Stripe Issuing: https://stripe.com/issuing Issuing documentation: https://stripe.com/docs/issuing Stripe for VS Code extension: https://stripe.com/docs/stripe-vscode Handling asynchronous payments with Stripe and VS Code: https://youtu.be/X9e7-LhZBYc Developer Office hours sample: https://github.com/stripe-archive/developer-office-hours Node.js Express Starter: https://youtu.be/rPR2aJ6XnAc Expand with stripe-node: https://youtu.be/3-erqAmS8Ak ### Support If you have a question, please feel free to reach out to our support team on Discord at https://stripe.com/go/developer-chat ### Updates Sign up to stay updated with developer news: https://go.stripe.global/dev-digest ### Feedback If you have any feedback about this or other episodes, let us know: https://forms.gle/VjNqzRhotM2snYo88 #Stripe #Payments ## Transcript in this episode you learn how to create card holders and issue virtual or physical cards virtual cards can be used instantly right after creation and physical cards are actually sent to your card holders by mail a card holder represents an individual or a business entity that can be issued cards so to get started we're going to create a card holder with a name and some billing information and whether they're an individual or company [Music] for the demo today we're going to start from the developer office hours template we're going to install that with the stripe for vs code extension so if you're curious about how to get started from scratch watch that getting started with express episode on the stripe developers youtube channel we'll jump into the terminal to install some dependencies and start the server all right let's update this index page and add a form for creating card holders now in practice you might create card holders that are related directly to your authenticated users or you might automatically create a card holder for a connected account as soon as it's set up with stripe connect in this case we're going to create a simple form that's going to send post requests to slash create card holder passing back the name email phone number and the billing address for the card holder so now when we refresh the page we see a form for collecting details to create the card holder that's going to send a post request to our server's create card holder endpoint that doesn't exist yet so let's go add a route now in order to accept form encoded data on the server we're going to tell express to use that url encoded middleware and we'll add a new route for handling post request to the create cardholder path we're going to extract the request params from the body then we're going to make an api call to stripe using the stripe node client library note that this expansion was available from the stripe for vs code extension so this api call is going to create a new card holder and there's a chance this call could fail so we want to wrap it in a try catch block and for now if the request fails we'll simply respond with json including the failure message otherwise we're going to redirect to that new card.html page where we can collect details for issuing the new card so it is a best practice to store the idea of your issuing card holders in the database this is a great point to do so to keep the demo simple we don't actually use a database but instead we're going to pass around ids using query string params but this is where you would store that id alongside your authenticated user once we have the card holder we can go into the next step which is to create the card so in this case we're redirecting to a new page where we can collect the details for that issuing card so we'll submit the form to create a new card holder and we're redirected to that new card view but that doesn't actually exist yet we do see the id of the card holder in the query string params and we can take a look at that object using the stripe cli so from the terminal we'll say stripe get and pass in the id of the new card holder and that will retrieve the json for the cardholder and we can take a look at that data let's add that new card form and work on issuing cards for these card holders we'll start by copying the cardholder form and making a couple tweaks the route should be create card in this case we're going to pass the id of the cardholder and a currency back to the server so again in practice the id of the cardholder will be stored in the database but for demonstration we're going to pass that around and use the query string params to pass that back to the server we're going to use a few lines of javascript here to grab the cardholder id from the query string params and pass that into our form now if we were issuing physical cards we'd also need to collect the shipping address to which the physical card should be sent in the mail today we're going to keep it simple and issue a virtual card virtual cards enable you to retrieve the card details from the dashboard or the api we recommend limiting to only retrieving virtual card details from the dashboard or via issuing elements in order to avoid pci compliance extra pci compliance burden you cannot store these card details on your server without full pci dss compliance it's extremely burdensome and so we recommend using either the dashboard or issuing elements all right so it's time to add an endpoint to the server so we're going to go to that endpoint and this is going to be the endpoint that actually issues the card again this is going to be a post route we'll extract those request params passed from the client and make an api call to stripe passing along the card holder the currency and the type for this this issued card in this case the type is set to virtual but again if we wanted to pass physical then we could pass physical as the type and we'd also need to include the shipping address to where we're going to send that physical card this api call could also fail so we're going to wrap it in a try catch and if there's a failure we're going to render a json message otherwise we're going to redirect to a success page again including the id of the issued card in the query string params and also this is a good place to store that id in your database somewhere alongside some authenticated user now we can submit the form to issue a card check out that card's id in the query string params we'll use that to re-fetch the card using the stripe cli and inspect the data notice attributes like the brand last four expiration month and year you might also notice some spending controls we're going to cover spending controls in another episode but just know that you can create spending controls to restrict authorizations to certain amounts or types of business expenses we also notice that the status here is inactive in order for authorizations to be approved a card must be active so let's update the api call here to pass in the status of active to activate the card immediately when it's issued alternatively you could update the card later setting its status to active now we can refresh the page and issue a new active card we can again confirm by retrieving the card with the stripe cli finally we'll add a success page that simply shows the user a message and the id of the issued card from the dashboard we can search for the card by id and reveal the card number here and you'll see this card number and the cbc with the reveal button note it's also technically possible to retrieve the raw details from the api using expand here we'll use a curl request passing in expansion for the card number and the card cbc and in the api response we can see those details if expand is a new concept consider watching the video about expanding objects that'll be linked to from the description so as a quick recap you learned how to create card holders and how to issue cards you saw how to issue virtual cards and you know that passing in physical you would also need to pass the shipping address you also now know how to use the expand feature of the api to retrieve the sensitive card number in cbc for the issued card but you also know that that's not a best practice and instead you should either use the dashboard or issuing elements to avoid that extra pci compliance burden we're so excited to see what you build with stripe issuing thanks so much and we'll see you next time --- [Back to all videos](https://www.cjav.dev/videos) --- ## Hey Agent, thanks for visiting! 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