--- title: Create cardholders and issue cards to creators - CreatorPlatform.xyz - Part 30 slug: create-cardholders-and-issue-cards-to-creators-creatorplatform-xyz-part-30 published_at: 2022-10-04 10:45:46 +0000 updated_at: 2026-03-04 20:13:03 +0000 summary: description: Playlist: https://www.youtube.com/playlist?list=PLS6F722u-R6IJfBrIRx3a2SBkAL4vUp2p Code: https://github.com/cjavdev/creators.dev/ Follow me on Twitter: http://twitter.com/cjav_dev #rubyonrails #ruby #rails tags: [cjav_dev, web development tutorials, web development for beginners, vim, ruby, rails, javascript, ruby on rails, active record, ruby on rails tutorial] views: 365 author: CJ Avilla url: https://www.cjav.dev/videos/create-cardholders-and-issue-cards-to-creators-creatorplatform-xyz-part-30 youtube_url: https://www.youtube.com/watch?v=YXrYyv8GbJA youtube_id: YXrYyv8GbJA embed_url: https://www.youtube.com/embed/YXrYyv8GbJA thumbnail_url: https://i.ytimg.com/vi/YXrYyv8GbJA/hqdefault.jpg type: video --- # Create cardholders and issue cards to creators - CreatorPlatform.xyz - Part 30 *Published: October 04, 2022* *Views: 365* ## Watch [Watch on YouTube](https://www.youtube.com/watch?v=YXrYyv8GbJA) [![Create cardholders and issue cards to creators - CreatorPlatform.xyz - Part 30](https://i.ytimg.com/vi/YXrYyv8GbJA/hqdefault.jpg)](https://www.youtube.com/watch?v=YXrYyv8GbJA) ## Description Playlist: https://www.youtube.com/playlist?list=PLS6F722u-R6IJfBrIRx3a2SBkAL4vUp2p Code: https://github.com/cjavdev/creators.dev/ Follow me on Twitter: http://twitter.com/cjav_dev #rubyonrails #ruby #rails ## Transcript hey what's up welcome back in this episode you're going to learn about creating issued card holders and cards and we're going to set up some virtual credit cards that can be used by our creators so they can go spend their fun so they've they've made this 128 dollars in their financial account we want to give them a credit card that they can go use we can do virtual or physical cards that are actually mailed to the creator so let's jump in and get to work the first thing we need is a place to store a reference to the card holder in stripe and also a place to store reference to the card in stripe so we're going to generate a new model and that model is going to be called card holder and internally we're going to store the stripe id for sure also the name of the card holder and we're also going to just store the all the data that we get back from stripe in a json blob just in case we need to query that later and we're also going to store we're going to make sure that this cardholder refers to or has reference back to an existing user so we'll say user references and that should generate the card holder for us now we're going to generate another model called a card and this is going to have a stripe id this is not a card that is for accepting payments into our account this is a card that you can go out and use to spend money so it's going to have a stripe id it's also going to be related directly to a card holder uh card holder references and it also is going to have some json data one thing that i think we'll probably want a lot of is just showing the last four digits of the card so let's say last four we'll just keep that around because i think that'll be handy all right now we can run rails db migrate and that will create the database tables and also annotate these two new models that we have in the database all right let's jump into our models and start setting up some relationships so a card holder belongs to a user that means that a user will has many card holders and a user will probably also have many cards but for now we'll just give reference to the card holders and then a card holder has many cards and that is looking pretty good for now okay now let's figure out how we can build a controller for creating these card holders we say rails g controller car holders and that's going to have an index page where we'll show the list of card holders you might have a card holder your car your co-founder might have a card holder maybe you're starting a media business where you have a few different ebooks maybe a package for working with css or something so we're also going to want to have a new form for creating a card holder and this should again be a good start let's go to our routes we're going to remove those two from the top and drop in resources card holders down there at the bottom okay now let's open up the controller card holders controller this controller can only be accessed if you are logged in so we're going to say before action authenticate user on the index route we're gonna list out all the card holders for the current user okay and when we create a new card holder we're gonna say cardholders.new card holder params how many times can we say card holder private uh card holder params and this is going to be params required card holder we're not going to accept those things in we're just going to take in the name for now if cardholder was saved let's redirect back to the cardholder's path for now let's just get set up and running with that and then we'll hook in the stripe part in just a minute okay let's now move on to the view card holders index and at the top we want this little thing that's going to give us a nice header so we're going to call this card holders and then we're going to want some table so let's go to tailwind ui tables and we're gonna grab our simple table from the top that we've been using for the whole series and this is gonna be our list of card holders maybe we'll come back a list of all the card holders in your account okay and instead of this being a button right now let's go look and see actually what we've got so card holders this is giving us uh a button i changed it to an to an a tag and that a wasn't closed so if we available this page click on that it's going to bring us to the new view ah param is missing or the value is empty so inside of our controller card holders controller we made a mistake here this should have been create and then new is just going to have like an empty card holder basically all right so now we're on the card holders new page where we can see the list of card holders to make this a little easier let's also add card holders to the navigation at the top so we're going to say application helper we'll go to our menu items and add in card holders as a top level thing card holders path and now when we refresh this we now have this navigation item that brings us to our card holders okay so now this link drops us into the right spot card holder new so let's go back to our index grab this um and then go to card holder new and we want to say this is going to be like create a card holder and here we're going to define a form so let's go grab again some of the components that we know and love from tailwind ui again we're going to grab the stacked form we're going to use that as our sort of base here and this form is going to be submitted to the slash cardholder's endpoint so the action is going to be slash card holders and the method is going to be post and we're going to have this this hidden input for csrf and that's what it looks like okay great so what does our form look like off of the bat off the bat here so we've got a profile username about photo this personal information is actually pretty close to what we want to submit to the stripe api so let's go to stripe.com api and take a look at what we need when we're passing to create a card holder so we're going to want their name email phone number and then billing address so city state country postal code and it looks like we've got first name last name email address country city state zip okay so all of the stuff that's in the personal information that is the bits that we want for creating the card holder so i think we can actually remove yeah we can remove photo we can remove cover photo and let's see we gotta remove this remaining div thing all right let's see how this looks okay yeah so let's just actually remove this entire thing from the top and we have personal information okay so let's call this cardholder information uh card holder information use a billing address where you can receive mail all right first name last name all right so the name here actually is going to be uh card holder do we actually need to pass first and last name i think we can just pass name as one entry so let's update our form so this is just called name so we're going to use just name so cardholder name and then we're going to change this to just name and the autocomplete hopefully we can just use name here and that should be good okay um obviously this says first name for the ids and label to match up but we can change that to just be name okay uh email address we do want we're gonna keep that but the name is now also going to change to cardholder email this might be something we want to store in the database too actually so we'll have to think about that as we go for now country we'll just leave some countries in there but i think what we want to ultimately pass is the two-digit code for the country so let's actually make the value here u.s and the value ca and the value here is going to be mx again our platform right now really only supports the united states but this should at least get us something in the future where we could add more options card holder country okay and we also uh okay let's i'm considering whether or not we want to actually nest this the params underneath an address i i think we'll be okay if we just well no yeah let's let's nest it so cardholder uh address so we'll call it just cardholder address or should we call it cardholder billing okay fine we'll be we'll be good and we'll use the whole the whole same thing that that is expected over here so street address we want to change the name here to line one so card holder billing address line one this aligns with what we're going to see in the stripe api city is going to be cardholder billing address city i believe yep that's going to be city and then the next two is going to be this one's going to be state i actually wow okay so i opened an issue on the tailwind repo because region used to be misspelled in the in the template so it looks like it's fixed which is very cool that they uh they got that fixed so quickly so cardholder billing address state and we're going to do something similar here but instead of state what is it going to be it is going to be postal underscore code okay we don't need any of this notification stuff so we can delete all of that and now when we come back over here refresh the page we have card holder information use a billing address we can receive mail we have a nice name and email address we have country street address city state zip and we have a save button and we have a cancel button okay let's call this uh create cardholder and all right so we're looking pretty good if we did test test at example.com and then i don't know something something something something and click on create card holder it looks like that actually saved to the database and we can confirm that with rails console cardholder.count looks like there's one in there cardholder.last and it's just got that name let's update so this has the email address also rails g migration add email to card holders email add email to card holders just double check that it looks good rails db migrate and we need to make sure that that is set up inside of our card holders controller as something that we expect in email okay so what's nice about this is now we are successfully creating card holders let's go to our index for card holders and make this actually work so we're going to say card holders for each call for each card holder we want to print out just their name and email so we're going to have their name cardholder.name and their email address all right so then up here we want the name and email we don't care about the role if we refresh the page we see test we did not track the email address for the first card holder and instead of edit let's make this view and we'll take us to the card holder show path so we'll say card holder path for card holder and then we'll call this view all right okay the show action cannot be found for the card holders uh thing okay that that makes sense that's fine so what do we want to do now let's go build out the show page so card holder show so this is going to be a new view in here show.html.erb and this will render out the details of the card holder so we're going to put out the cardholder's name in order to access that instance variable from the view we need to create a new show route in here where we say at card holder is current user.cardholders.find params id and now we should see the name of the card holder there which is great now we can go back to card holders we can view this card holder and eventually we're going to put their name on here and their list of cards that we've created so at this point i think we're ready to actually hit the stripe api and create a card holder so similar to the other patterns where we have created a stripe account class and a stripe product class to interact with the stripe api let's create a stripe card holder class where we can create a card holder on the api using this class so the class is going to be stripe card holder and it's going to be initialized with uh with the card holder and the params so at params is params cardholder is cardholder and then we have this adder reader which is going to be both of those things and then we'll have a method that's called create card holder and this will actually hit the api to create the card holder using this code here so we're going to grab all of this and drop it in here and now we should be able to get back a car a like stripe card holder and we want to use that to update uh yep the card holder with its stripe id and we also want to store off the data which is just going to be the entire stripe card holder and i think so we're going to get the name and email from the form we'll populate the data we've got the stripe id we have the user id filled out i think that's going to be everything that we need so in order to fill this out we're going to expect that on our creator platform all of the card holders are individuals this is an assumption we're making but in practice you could have a card holder that is a business you might need to pass in some other stuff but for now we're just going to call them all individuals the name is going to be cardholder.name email is going to be cardholder.email and again like technically you could store all of this data in the database and then just pass it along to stripe and then store it sort of in both places but the one thing that i'm trying to do is minimize the amount of sort of the the amount that's being stored in both places so that we only have one source of truth and we don't really need the billing address in our system we really only need to just report that to stripes so they know the billing address and because we're not going to actually like bill the cardholder anything that that's all going to be handled inside of stripe so line 1 here is going to be on the address params which we're going to pull off of params cardholder billing address so address params line one address prims city state co-pilot is great at this uh it's phenomenal so the one thing we didn't collect is the phone number so let's go back to our card holder new form and add an input for the phone number in fact i think we so we had first name and last name and that was kind of nice that it fit into the same sort of fields here so let's take a look at this again and look for uh first name and we'll see last name is right next to it and the div is just okay so it's just a sibling here that has span okay so let's make this our phone and it's gonna auto complete i guess phone is a type that we could make our input but for now we'll just say card holder phone and this is going to be phone phone and auto complete will be phone okay let's see how this looks card holders add a card holder now we have our name phone email address street address etc etc i don't know phone is kind of odd that it's next name but it's yeah i guess maybe we want all of these to be the same sort of width so maybe we make them all um the same as the email address here name phone email and then yeah country okay this this is great one other optimization we could do is we could assume that the card cardholder wants a card for themselves so we can pre-fill the value of phone with or i'm sorry with the email with currentuser.email that way the most common use case is sort of smoothed out just a little bit now we have test um and yeah and then street address is going to be one two three uh san francisco california nine four one one okay so what what's going to happen when we call create cardholder it's going to hit this create action we're going to create in the database we're going to save it now what we want to do is create a service that is a stripe card holder that takes in the params and the card holder and we're going to call service.createcardholder that should hit the stripe api uh create a card holder for us update our local thing and be off to the races so we click on create card holder this one has our email address we're gonna view it and let's also take a look at rails console cardholder.last and look at that it's got all the data and this right here is the id in stripe of our card holder so that is fantastic all right cool let's start rendering some of this information out onto the cardholder show cardholder show view so here for now let's just say at cardholder.json or to json all right so we've got tons of data here that we might want to render out for now let's put the stripe id right underneath here we'll just make a a span that puts out cardholder dot stripe id okay so that's going to have our stripe id now underneath inside of this view i want a list of cards that this card holder has been issued so again we're going to grab this uh the table this is there's a lot of like tables and tables and views i know it's it's a ton of crud but it's because i lack imagination in terms of ui okay so this is going to be our view where we're going to iterate over all of the list of cards this is going to be cards the list of all the users or all of the card holders cards all of at cardholder.name cards all of their cards is there a way to do this apostrophe s thing with some sort of rails magic apostrophe like all of tests cards given that test is their name um that would be kind of interesting to to instead of pluralize it's like give it i don't know make it their their own name or something right okay so this is where we're gonna render out the list of cards so in order to do this i think we we're still gonna need to add a card and then um come back so let's generate another controller rails g controller cards and this is just going to have a new route now inside of our routes similar to our attachments we're going to make this a nested route resources cards shallow true and the reason is that we only want to create cards for specific card holders so now when we go over to our cards controller we want to similarly require that someone is logged in here and our create action is where we will create a new card and that's going to be like uh card holder is current user.cardholders dot find params cardholder id now we're gonna say at cardholder.cards.new card params if the card was saved we're gonna redirect to the card holder path for the card holder otherwise we're going to render new with flash uh error card not created sure okay card params so in order to create a card what do we need to pass in so let's create a card or look at the create card api here so if we're creating a virtual card we just need to pass the currency the type and the card holder if we're if we're going to create a physical card we have like a bunch of other stuff we need to pass including shipping and some other stuff so for now let's just focus on virtual cards and we will accept in the yeah we'll just accept in nothing actually um card holders dot yeah that part we want this part we just want to create a new one and we're gonna say stripe card dot new at card service dot create card okay let's go create that stripe card class stripe card dot rb class is a stripe card and it's initialized with a card and we have this method called create card where we do this business so this is going to be at card.cardholder.stripe id usd virtual okay and then this is going to be our stripe card and we're now going to say card.update uh the stripe id is that id okay we also want the data for the card so we're gonna say data is stripe card and i think we also want the last four which is going to be on the stripe card when it's returned to us as a as a property so we could also technically store the expiration month and year or we can look that up directly on the data i think this is going to be at least this will be sort of a good start and long term we probably do want to accept in params um so that we can decide like if like to do is is like um create physical cards that can be mailed there's also some new features of the api that allow you to test out different delivery statuses in test mode when you're working with physical cards so you can tell like whether or not the card was actually shipped or not uh in which case we might just use these params um so let's go back to our cards controller and here we're gonna pass in params also okay so now we are going to create the card update the card in the database all right all of that works because we're not actually accepting any arguments right now i think instead of even having a new view from our card holder show we can make this button um to create the card we can make uh yeah we can make this button actually issue a card so we'll just call this we'll stick this inside of a form where the action is going to be we want the card path and it's going to be nested okay so cardholder cards path here we go cardholder cards path for at card holder and the method is going to be post the type of this is now going to be submit because we're actually going to create something with it and we need our form authenticity token and this is going to be instead of add user this is going to be to issue a card okay so let's go back over here refresh the page issue a card so when i click on issue a card that's going to create a card in the database make an api call to stripe and come back here if everything works right so we click on issue card oh boom okay financial account id must be specified okay i okay there's a couple mistakes that i made i forgot that we're working with stripe connect number one and i also forgot that we want this card that we're issuing to be tied back to that specific financial account so let's go back to our card holder our striped card holder thing and when we create this card holder it needs to be created on the the stripe or on the connect account so this is going to be oh where is this account going to be okay so the card holder belongs to a user so cardholder.user.account.stripe id oh gosh the law of demeter demeter is not happy with me it's all right okay now actually same deal when we create the card right so stripe card uh this is going to also need to be created on the connected account so this is actually going to be at our like card.cardholder dot stripe id um card.cardholder.user.account.stripe id wow that is not a great way to okay so in order to decrease this a little bit let's go back to our card holder and let's make a card holder has one account through user i know this doesn't this is just like papering over the issue a little bit but now we should at least be able to go to like okay cardholder.account and what that what that does is if we ever decide to like give the cardholder a direct reference to the account we could do that uh stripe cart we'll do the same thing over here or uh yeah so so stripe card holder dot account okay so now when we create the issued card we need to pass in a financial account and that is because we want that financial account to be the source of funds for this card holder so instead of account this is financial account id this is going to be the financial account id so recall that an account has reference to the id of the financial account so i think this should theoretically work okay issue a card boom no such issuing card holder that's because the card holder that we created was not on the connected account so we need to add a card holder this is going to be jenny rosen create card holder all right created the card holder jenny rosen we're going to view that card holder issue a card okay i think it may have worked all right let's see so a bunch of stuff came in here okay so rails console card dot count card.last boom look at that okay fantastic okay so now we have an issued card this is so cool we now have a card we have an issued card so um you might be wondering what is the card number for the card well we're going to talk about that in another episode but at this point we have a card holder and we have a card and it's virtual if we wanted to we i think we could technically go to the stripe dashboard as the platform and see this card um so for now let's actually just print the list of cards here in the cards index in the card holder show page we're going to iterate over the list of cards at cardholder.cards.each do card all right card.stripe id and then we'll just do last four that'll be a good start for now okay all right so now we have the id the stripe id we have the last four of the card what we could do is make this a view button and when we view that specific card we can actually render the virtual card details inside of the show for that card and that's what we're going to do in the next episode so we are now creating card holders we're creating cards and we're able to like actually issue cards now i know the juiciest part is like where is the card number that i can use to actually charge the card and we're going to talk about that in the next episode when we cover issuing elements which allows us a pci compliant way to show card details to users of those like virtual cards thank you so much for watching and we'll see in the next one [Music] you --- [Back to all videos](https://www.cjav.dev/videos) --- ## Hey Agent, thanks for visiting! 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