--- title: Accept an AU Becs Direct Debit payment with React slug: accept-an-au-becs-direct-debit-payment-with-react published_at: 2021-07-29 01:00:07 +0000 updated_at: 2023-01-30 22:53:16 +0000 summary: description: In this episode, you'll learn how to confirm an AU Becs Direct Debit payment with the react-stripe-js library in a create react app based application. ### Table of contents 00:00 Introduction 00:58 Verify server is running 02:34 Implement the BecsDebit payment form component 04:22 Create payment intent 05:52 Confirm payment intent 06:59 View the Becs Debit demo 07:48 Recap ### Server implementations Ruby - https://www.youtube.com/watch?v=079khYtqWPo Python - https://www.youtube.com/watch?v=3s4Dwox7oTQ PHP - https://www.youtube.com/watch?v=BPfpPGl85tk Node.js - https://www.youtube.com/watch?v=WG4ehXSEpz4 Java - https://www.youtube.com/watch?v=-uyXCnPXegE Go - https://www.youtube.com/watch?v=cbsCxLDL4EY .NET - https://www.youtube.com/watch?v=mqEjRgoZWdo ### Other client implementations Not using React? Consider these other episodes that cover the same content in different front end implementations: HTML and JavaScript - https://www.youtube.com/watch?v=IeGpu9JNvNU ### Presenter CJ Avilla - Developer Advocate at Stripe - https://twitter.com/cjav_dev ### Resources Official client library: https://stripe.com/docs/stripe-js/react Official documentation: https://stripe.com/docs/payments/au-becs-debit/accept-a-payment Code: https://github.com/stripe-samples/accept-a-payment/blob/main/custom-payment-flow/client/react-cra/src/BecsDebit.js ### Support If you have a question, please feel free to reach out to our support team on Discord at https://stripe.com/go/developer-chat. ### Updates Sign up to stay updated with developer news: https://go.stripe.global/dev-digest ### Feedback If you have any feedback about this or other episodes, let us know: https://forms.gle/VjNqzRhotM2snYo88. #Stripe #Payments tags: [stripe, payments, au becs debit, becs debit, Becs Direct Debit, Accept Becs Debit payments, Accept Becs Direct Debit payments, How to accept Becs Direct Debit, Becs Direct Debit with Stripe, AU Becs Debit with Stripe, AU Becs Debit payments with React, Becs Direct Debit payments with React Stripe, Australian Becs Debit, Becs Debit in Australia, How to confirm a Becs Debit PaymentIntent, @cjav_dev] views: 601 author: CJ Avilla url: https://www.cjav.dev/videos/accept-an-au-becs-direct-debit-payment-with-react youtube_url: https://www.youtube.com/watch?v=io2wrfFpGC8 youtube_id: io2wrfFpGC8 embed_url: https://www.youtube.com/embed/io2wrfFpGC8 thumbnail_url: https://i.ytimg.com/vi/io2wrfFpGC8/hqdefault.jpg type: video --- # Accept an AU Becs Direct Debit payment with React *Published: July 29, 2021* *Views: 601* ## Watch [Watch on YouTube](https://www.youtube.com/watch?v=io2wrfFpGC8) [![Accept an AU Becs Direct Debit payment with React](https://i.ytimg.com/vi/io2wrfFpGC8/hqdefault.jpg)](https://www.youtube.com/watch?v=io2wrfFpGC8) ## Description In this episode, you'll learn how to confirm an AU Becs Direct Debit payment with the react-stripe-js library in a create react app based application. ### Table of contents 00:00 Introduction 00:58 Verify server is running 02:34 Implement the BecsDebit payment form component 04:22 Create payment intent 05:52 Confirm payment intent 06:59 View the Becs Debit demo 07:48 Recap ### Server implementations Ruby - https://www.youtube.com/watch?v=079khYtqWPo Python - https://www.youtube.com/watch?v=3s4Dwox7oTQ PHP - https://www.youtube.com/watch?v=BPfpPGl85tk Node.js - https://www.youtube.com/watch?v=WG4ehXSEpz4 Java - https://www.youtube.com/watch?v=-uyXCnPXegE Go - https://www.youtube.com/watch?v=cbsCxLDL4EY .NET - https://www.youtube.com/watch?v=mqEjRgoZWdo ### Other client implementations Not using React? Consider these other episodes that cover the same content in different front end implementations: HTML and JavaScript - https://www.youtube.com/watch?v=IeGpu9JNvNU ### Presenter CJ Avilla - Developer Advocate at Stripe - https://twitter.com/cjav_dev ### Resources Official client library: https://stripe.com/docs/stripe-js/react Official documentation: https://stripe.com/docs/payments/au-becs-debit/accept-a-payment Code: https://github.com/stripe-samples/accept-a-payment/blob/main/custom-payment-flow/client/react-cra/src/BecsDebit.js ### Support If you have a question, please feel free to reach out to our support team on Discord at https://stripe.com/go/developer-chat. ### Updates Sign up to stay updated with developer news: https://go.stripe.global/dev-digest ### Feedback If you have any feedback about this or other episodes, let us know: https://forms.gle/VjNqzRhotM2snYo88. #Stripe #Payments ## Transcript in this episode you learn how to implement a react client to accept a one-time bex direct debit payment with a custom form so stripe users in australia can accept beck's direct debit from customers with an australian bank account this gives you the authorization to debit the account today you'll learn how to generate that mandate and present it to your customers so beck's direct debit is a reusable delayed notification payment method type and this means that it can take up to four business days to receive notification on the success or failure of a payment after you initiate a debit from the customer's account in today's example we're going to assume that you already have a server set up for creating payment intents and you want to add support for confirming those bex debit payments on the front end if you don't already have a server implemented take a look at one of our example integrations in our officially supported server languages that we've linked down below also before we get too far if you're using vanilla js we have episodes for accepting beck's direct debit payments with that client implementation also linked down in the description all right let's get started so our server is up and running and it has two endpoints we're going to interact with today one is slash config for fetching the publishable key for your stripe account and one is slash create payment intent now create payment intent accepts a payment method type and currency for this demo here we're going to pass a ubex debit and australian dollars so this endpoint is going to create a payment intent on the server and return just its client secret property which we're going to use to confirm that payment on the client all right let's take a look what we've already got going on this client directory was created with the create react app base inside of index.js first we're calling that config endpoint to fetch our stripe publishable key then we're using load stripe which comes from the stripe.js npm module passing in our publishable key so that we can load an instance of the stripe object now load stripe returns a promise we're going to pass this promise down to the elements provider as the stripe prop we use this elements provider to wrap our entire app so that we have access to stripe and to elements inside of any of our child components let's head over and take a look at app.js and see what's going on so inside of app.js we are using react router dom to set up some routes here we'll add a brand new route for slashbex debit and we'll render a brand new bex debit component that doesn't exist yet and we'll go implement this in just a moment we're going to load bexdebit from this file bexdebit.js and we'll head over and create that now bexdebit.js will be a functional react component we're going to export default with routers that if we need to we can redirect from this component we'll also need to import with router from react router dom and also import react now for our payment form we'll display a header and then a form component and our form component will give it an id so that we can use some css styling that we've predefined and then inside of our form we'll start off with a button that says pay for our beck's direct debit payment form we're going to collect the name and email address you'll notice that our inputs for name and email are passing down a value and calling set name and set email respectively we're going to use the use state hook in a moment to set up some state management variables for the name and email next we need to add a label for the bank account and we're going to use the au bank account element which is available in react stripe.js next we also need to add some mandate acceptance text this is going to be the legal copy that we need to present to all customers with your business's name so we're going to paste in some mandate acceptance text you can find this in the stripe documentation the important thing here is that you replace this placeholder with your business name where it says insert your business name here inside of the strong tag all right let's go import use state from react we'll set up our state management variables for name and email next we'll import that au bank account element from react stripe.js and now our form is rendering as expected and you can see this au bank account element is collecting both the bsb and an account number now in the stripe documentation there are a number of different test credentials that you can pass in for your bsb and account number in test mode the bsb will be all zeros so six zeros in the account number we have several different account numbers that you can test with each of which will cause a different payment state all right let's add an onsubmit handler for our form and when the form is submitted we want to do two things first we're going to create a payment intent on the server then we're going to confirm the payment on the client here we're going to use the built-in fetch api to send a post request to create payment intent this will return a promise that will either resolve with an error object or a client secret for that payment intent object recall that we're going to pass down our payment method type and currency now in practice you could hard code your payment method types and currencies on the server in order to demonstrate the widest variety of payment method type and currency combinations for these demos we've decided to pass those down from the client but in practice you want to hard code those or have those specified on the server if creating the payment intent failed we're going to log out that message to using this add message helper add message is a utility function that we're going to create here using the use messages hook and the status messages component which we have already written before and this is just a helpful utility for demonstration purposes so we're going to create a messages state and an add message method that will update that that list of messages right now it is simply a collection of strings that will iterate over and print out in a div so the status messages is accepting that list of messages as a prop and we can take a quick look at this component you'll notice that it is iterating over a list of messages and printing out that that content and potentially turning some of that content into a link all right after we've created the payment intent on the server we then need to confirm that payment on the client so stripe.js exposes a method called confirm au bex debit payment which takes in a client secret as the first argument that's the client secret that was just returned from the server when we created that payment intent and it also accepts a second argument which is some options that we can pass in to configure that payment method the first of which we need to pass in is a reference to that au bank account element we can also pass in some billing details about the customer including their name and email address now you'll notice on the right we're seeing an error that says stripe and elements are not defined because we're using that elements provider that wraps our entire app we can use the use stripe and use elements hooks that are available in react stripe.js in order to grab reference to both stripe and elements and when we submit the form we can ensure that both stripe and elements are loaded now confirm au bax debit payment is going to return a promise that might resolve with either an error property or a payment intent now if there's an error we'll again log that out to our status messages div otherwise we'll add a message that has the id of the payment intent and its payment status all right let's take this for a spin so we'll enter all zeros for our bsb and then three zeros followed by one two three four five six as our test number and hit pay and you'll notice that in the status message log below we see the id and the status for the payment intent if we click on that id we're brought to the stripe dashboard where we can see the payment has succeeded and we can confirm that the type of the payment was baxdirect debit now we'll go through the same payment flow using again the same bsb but a different account number this one is all ones with a three at the very end and when we hit pay we will see again the link to the payment intents id and the status and if we click on that payment intent we're brought back to the dashboard again and we can see that this payment actually failed so that is one of the test account numbers that allows you to simulate a failed payment all right so as a quick recap back in index.js we loaded our publishable key from slash config and created a promise which we used to pass down to that elements provider which wrapped our entire application so that we had access to those elements and components from react stripe gs then we created a new bex debit component that we were going to render when react router dom saw the path for bex debit we created a brand new bex debit component with a payment form where we collected the name and email address we also collected some au bank account details and presented the mandate acceptance legal copy that was required and when the form was submitted we created our payment intent on the server passing in the payment method type and currency then we called stripe dot confirm aubex debit payment passing in the client secret property for that payment intent that was just created on the server passed in some payment method details including reference to that bank account element and some customer details about their name and email address and ultimately added some logging to print out the status of the payment at this point you're fully equipped to head out and build a react based form to collect payments with aubex debit thank you so much for watching and we'll see in the next one --- [Back to all videos](https://www.cjav.dev/videos) --- ## Hey Agent, thanks for visiting! 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